By David Stubbs
Senior Economist with Royal Institution of Chartered Surveyors (RICS)
Over the last decade investing in property has been a hugely profitable strategy. Those who bought investment properties in 1996 were purchasing an asset with a gross yield of more than 9% financed with borrowing at interest rates below 7%.

Many UK homeowners with patchy credit histories may be forced to put their properties on the market next year, as lenders get tough.
The Council of Mortgage Lenders (CML) warns that, due to the recent credit crunch many homeowners will face higher mortgage payments.

Many homeowners will have been relieved by the Bank of England decision to cut interest rates by 0.25% to 5.5%, but money experts are warning that it ill take some time for the benefits to trickle down to homeowners. The reason is that banks are currently lending money to each other at 6.65%, which is […]

Mortgage lenders in the UK are planning to get tough with the tens of thousands of homeowners that have taken out sub-prime mortgages, intended for borrowers with less than perfect credit histories.

A number of mortgage lenders are offering home buyers loans that they are unable to repay, according to the Financial Services Authority (FSA).

Should you sell and rent back?
With increasing numbers of homeowners facing problems keeping up with mortgage payments, sell and rent back solutions are becoming more and more popular.

With rising interest rates, more people are getting into mortgage arrears recently; while the number of repossessions is tipped to rise next year. Here are ten steps to help borrowers avoid getting into arrears with mortgages and risking repossession.

The Council of Mortgage Lenders recently predicted that, thanks to interest rate rises and other factors, home repossessions would reach the highest levels since the 1990s next year.