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How to stop your house repossession in London

Do you need to stop your house repossession in London? Whatever stage of the repossession process you face we will help you. We have over 10 years experience providing solutions to property owners who are having difficulties with their mortgage companies.

The most important factor if faced with this situation is to act quickly and decisively. Communicate with your mortgage lender and keep them informed about the steps you are taking to settle your mortgage arrears. Your options to negotiate and reach compromise agreements with your lender will reduce the longer your arrears are outstanding.

Eviction Notice

If you have been served an eviction warrant or if you have an eviction date you should contact us immediately. We will help you obtain a county court hearing by completing form N244. Judges are keen to avoid repossessions wherever possible. We will help you complete the form by providing valid reasons with plausible timeframes to settle your arrears. Even if you have previously served an N244 form this will not prevent you from serving the form again. However, you will need a convincing argument to persuade the judge to suspend the eviction a second time. We can help you to formulate that argument.

Stop your House Repossession

Wherever you are at in the repossession process, we can help you to stop your house repossession. The closer you are to your eviction date the more important it becomes to contact us quickly and discuss your exact circumstances.

We can stop an eviction from taking place at any time providing we have all the correct information. Naturally, the more time we have the greater the chances of avoiding eviction from your home and the more options are available.

To find out how we can help please enter your postcode or call the above freephone number.  You may also find it useful to read some of the below articles on the subject of property repossessions and finally, the government website provides a comprehensive overview of the repossession process.

Tips on dealing with debt

How you deal with your debt problems depends a lot on both the size of the debt, and the extent to which the problem has been allowed to build up. For smaller debts, making a few cutbacks may be enough, but more serious debt problems require more drastic action.

Do the maths

To start to deal with the problem, you will first need to sit down and work out exactly how much you owe. Not facing up to the problem means that you will start getting County Court Judgements and worse. As a rule of thumb, if your debt repayments take up more than a fifth of your budget, then you are in the danger zone.

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Quick house sales hide the true extent of repossessions

Repossession figures do not give a true picture of the extent of the national debt problems, as many homeowners with debt problems are opting for fast house sales in order to avoid repossession.

This is the verdict of litigation specialists Moore Blatch. They say that, while the numbers of homes that are repossessed often hits the news, this fails to account for the hidden majority that are sold before the repossession process reaches its conclusion.

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The sale of my property was well managed with regular communication and advice and support provided throughout the process.  The company also provided legal support through one of their panel solicitors which was professional friendly and reassuring during what was a complex sale.  They are trustworthy and reliable and I would recommend this company to anyone looking to sell their property.  Thank you for making this a much easier process.
R. Mangal, Leyton, London, E10